Akoola SendAkoola Wallet

Your bank takes
5 days.

We take 4 seconds.

B2B cross-border payments on XRP Ledger.
2% flat. Guaranteed by escrow. No bank needed.

2%
flat fee
4s
settlement
0.0001
RLUSD fee
100%
guaranteed
LIVE TRANSACTION
From
πŸ‡«πŸ‡· Paris, France
€10,000 EUR
β†’
To
πŸ‡ΈπŸ‡³ Dakar
XOF
βœ“
Escrow created on XRPL
βœ“
RLUSD conversion
βœ“
On-chain settlement
βœ“
Funds released βœ“
Fee€200 (2%)
Time4 seconds
vs bank5 days Β· €1,000

THE PROBLEM

Paying across borders is broken.

A real example β€” sending €10,000 from Paris to Dakar

🏦 Bank wire

βœ• 3–5 days to settle
βœ• Up to €1,000 in fees (8–10%)
βœ• No guarantee if supplier doesn't deliver
βœ• Paper trail lost across 3 banks

πŸ“± Mobile money

βœ• Fast β€” but €300–400 in fees (3–4%)
βœ• Low caps β€” not built for B2B
βœ• No invoice, no audit trail
βœ• No escrow, no protection

"Sending €10k to a supplier in Dakar costs up to €1,000 in fees and takes 5 days β€” with no protection if they don't deliver. That's the gap Akoola fills."

One infrastructure. Built on XRP Ledger.

Akoola Send

Fast & cheap transfers.

Send to any supplier, partner or team member worldwide. EUR β†’ RLUSD β†’ local currency in one atomic swap on XRPL.

βœ— Bank wire€1,000 (10%)
βœ— Mobile money€300–400 (3–4%)
βœ“ Akoola Send€200 (2%)
Save up to €800 on a single €10k transfer
Akoola Wallet

Payment guaranteed. For both sides.

Native XRPL escrow locks funds on-chain. Released when delivery is confirmed. Refunded automatically if it's not.

πŸ”’
Locked
β†’
πŸ“¦
Delivered
β†’
βœ…
Released
"The protocol is the guarantee β€” not a human."
Akoola Wallet

The protocol is the guarantee.

Native XRPL escrow β€” no bank, no human arbitration, no risk for either side.

πŸ”’
Buyer deposits
Funds locked on XRPL
πŸ“¦
Supplier delivers
Goods or service
βœ…
Validated
Coordinator confirms
πŸ’Έ
Released
Auto or refunded
Companies

French SME pays Morocco supplier. €50k locked. Goods arrive = funds released. No goods = full refund. Saves €3,000 vs bank.

NGOs

Funds released only when coordinator validates. On-chain proof for donors. Save €700 per €10k β€” more money for beneficiaries.

Institutions B2G

Grants in tranches, unlocked per milestone. Full audit trail on-chain. Perfect for ministries and international donors.

MARKET SIZE

2% of a $31.7 trillion market.

$31.7T
B2B cross-border market 2024
8.78%
Average fees to Africa β€” World Bank 2025
+733%
Stablecoin B2B growth 2025
54%
Companies adopting stablecoins in 6–12 months β€” EY 2025

REVENUE PROJECTIONS

Year 1
€50M volume
€1M revenue
Year 2
€200M volume
€4M revenue
Year 3
€500M volume
€10M revenue

= 0.002% of the global market. Ultra-conservative.

Starting now.

GPF gives us access to 1 million francophone businesses β€” zero acquisition cost.

Now
Testnet live
10 pilot clients Β· France↔Senegal corridor
M+3
Mainnet
PSAN AMF filed Β· Lemonway PSP partner
M+9
Pre-seed
€500k–1M raise Β· 50M€ volume
M+18
Scale
Mobile app Β· MENA expansion
1M
Businesses via GPF
€0
Acquisition cost
2
Launch corridors

EARLY ACCESS

Be first to pay without borders.

Join the waitlist. We're onboarding pilot clients now.